We have partnered with IT Financial Services and other partners. IT Financial Services prides itself on the ability to provide innovative financing solutions for all types of businesses. From the Multi-National Corporations to New Business Start-ups, we are able to facilitate most credit profiles. Our goal is to provide integrity, service and support you would expect.

Regardless if you an established or a start-up business ITFS and its financial partners will process all leasing applications and approve where possible.

Our multi-tiered lender platform allows our credit department the ability to approve most types of credit profiles. This ensures a high ratio of approval for our clients.

With our leading edge fast scoring abilities, we are able to facilitate transactions under $30,000.00 in less than 20 minutes. For transactions over $30,000.00 we are able to facilitate in less than 4 hours. This enables us the ability to complete the credit process quickly and provide same day documentation.

Leasing allows you to conserve cash and leverage up the buying power of your operating or capital budgets and overcome budget limitations. A $30,000 annual equipment budget is leveraged up considerably through leasing.

100% financing is achieved. Unlike most traditional financing, in most cases you do not make any down payment on the structure.

You pay taxes on rentals, you do not prepay these taxes in full up front.

Valuable cash and lines of credit are preserved to grow your business. No one in business experiences financial difficulty because they have too much cash.

In many instances, leasing provides income tax benefits and the assets do not appear on the balance sheet. Debt to Equity ratios are unaffected.

You establish equipment costs in today's dollars, and pay these costs incrementally in inflated future dollars, as the equipment is used. You can add extra equipment and accessories for very small monthly costs.

You can match revenues with expenditures by paying for the equipment while it is used to generate revenue, or protect profits.

The process is simple and convenient. You achieve 'one-stop' shopping for the equipment and financing. Credit approval and lease documentation is uncomplicated and can be completed very quickly.

You may not want to use $10,000.00 of your operating or capital budget to purchase the equipment that your business requires; however, you may be willing to make a monthly expenditure of $200.00.

Keep your working capital where it works best for you – in revenue producing activities such as inventory, wages, and advertising.

It is easier to budget for a monthly payment of $200.00 than to drain your cash flow with a $10,000.00 purchase. Would you pay an employee three years salary in advance? Why pay for your equipment before it earns a profit for your business?

A charge to your account prior to your lease start date may be one or both of the following:

Your authorized equipment reseller will handle repairs and service in the same manner as if you had purchased the equipment. The manufacturer covers in-warranty service and repair costs. You are responsible for out-of-warranty work.

Lease payments can be made monthly, quarterly, semi-annually, or annually.

It is the cost of not paying your lease payment on time. You are charged "past due" interest for payment not received on or before the payment due date.

Past due interest is calculated at 2% per month with a minimum charge of $10.00.

In most cases, your payment has increased because we have added an asset protection fee to your lease contract.

This fee is automatically added to your lease payment if we have not received confirmation that you have insurance coverage for the equipment through another insurance provider.

A fee of $5.00 is charged to cover the cost of generating an invoice.

To avoid this fee, customers are encouraged to set-up PreAuthorized Payments (PAP) from their chequing account. Your National Leasing Customer Service Representative would be happy to help you do this (use Help On-line!).

Lease payments are subject to local taxes as required by law. In the event that you or your business is tax exempt, please provide the appropriate documentation, and we will adjust your lease payment accordingly.

In the event that you or your business is tax exempt, please provide National Leasing with the appropriate documentation, and we will adjust your lease payment accordingly.

We do not issue statements on our accounts. What you have received is the invoice.

Payments can be made to to the leasing provider by cheque or by pre-authorized payments.

Note: PreAuthorized Payments may be a condition of your credit approval, in which case this would be the only acceptable payment method

Invoices are sent approximately 2 weeks prior to the due date of your lease payment.